William Toner


Private counsel for consequential financial decisions.

For families and principals, working alongside their existing advisors. In a world of competing demands and endless options, the work is to reduce noise, restore sequence, and help decisions settle cleanly.

• Life priorities made explicit
• Meaning before mechanics
• Sequence before execution
• Structure in service of life

When clarity matters more than speed, and decisions feel heavier than they should be carried alone, a private conversation may be appropriate.Montecito, California
+1.805.855.0292
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